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Auto-calculating — Google Sheets & Excel

Budget templates & finance spreadsheets

Monthly budgets, expense and bill trackers, debt payoff and net-worth tools that do the math for you — in Google Sheets, Excel, or printed. Buy once, download instantly, no subscription.

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New here? The Monthly Budget Planner starts at $2.99 — a full Google Sheets & Excel budget, the easiest way to try us out.

Instant download Formulas built in Sheets · Excel · Print

Budget templates by type

Pick the budgeting method you use — start free with the calculator, or grab the ready-made spreadsheet.

Free

50/30/20 budget template

Split take-home pay into needs, wants and savings — the calculator does the 50/30/20 math.

See the free templateSpreadsheet

Zero-based budget template

Give every dollar a job — a master zero-based budget spreadsheet for Sheets & Excel.

View the spreadsheetSpreadsheet

Debt payoff tracker

Snowball or avalanche — track balances and watch the payoff date move closer.

View the spreadsheetFree

Monthly budget template

A clean month-by-month budget — income vs. expenses, with what is left at a glance.

See the free templateFree

Paycheck & bi-weekly budget

Budget by paycheck — built for bi-weekly pay and irregular income.

See the free templateFree

Wedding budget template

Track every wedding cost against your total — deposits, vendors and the running balance.

See the free templateSpreadsheet

Self-employed & business budget

Budget, tax set-aside and bookkeeping for freelancers and small businesses.

View the spreadsheetSpreadsheet

Savings & net worth tracker

Track savings goals, investments and net worth over time in one dashboard.

View the spreadsheet

Specialized budget templates

Budget planners, trackers & spreadsheets

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Side-Hustle Income & Tax Tracker Bundle (Rideshare, Airbnb, Etsy) — printable preview
Best Value

Side-Hustle Income & Tax Tracker Bundle (Rideshare, Airbnb, Etsy)

Track income, expenses, mileage and tax set-aside across the three biggest side hustles — rideshare/delivery, short-term rental, and Etsy/handmade. Three dedicated trackers in one download. Works in Excel or Google Sheets, no plugins.

Excel
$19.96$24.95Instant download
Airbnb & Short-Term Rental Income Tracker — printable preview

Airbnb & Short-Term Rental Income Tracker

Track every booking, payout, cleaning fee and expense across all your short-term rentals — with per-property profit, occupancy and ADR on one dashboard.

Excel
$11.20$14Instant download
Cleaning Business Client & Job Tracker — printable preview

Cleaning Business Client & Job Tracker

Run your cleaning business by the numbers — every job, recurring client, supplies cost and mile in one workbook, with a dashboard that shows revenue, net profit, jobs and your average job value.

Excel
$9.60$12Instant download
Etsy Seller Bookkeeping & Profit Tracker — printable preview

Etsy Seller Bookkeeping & Profit Tracker

Know exactly what your Etsy shop earns — after fees, shipping and materials. Log each order and watch net profit, margin, and a monthly P&L calculate themselves.

Excel
$9.60$12Instant download
Handyman & Trades Job Quote Tracker — printable preview

Handyman & Trades Job Quote Tracker

Quote fast and invoice right — labour, marked-up materials, job status and callbacks in one workbook, with a dashboard that shows quoted, invoiced and real profit.

Excel
$11.20$14Instant download
Investment & Savings Tracker Spreadsheet — printable preview

Investment & Savings Tracker Spreadsheet

Track your net worth, investments and savings goals in one clean, auto-calculating spreadsheet — Google Sheets and Excel.

PDFExcel
$9.60$12Instant download
Net Worth & Investment Tracker Spreadsheet — printable preview

Net Worth & Investment Tracker Spreadsheet

The premium Google Sheets and Excel wealth tracker with automatic net worth calculation, investment portfolio tracking, savings rate dashboard, and retirement countdown. Google Finance integration inc

Excel
$9.60$12Instant download
Pet Sitter & Dog Walker Booking Tracker — printable preview

Pet Sitter & Dog Walker Booking Tracker

Built for walkers and sitters — track every walk and visit, per-pet rate, tips and miles in one workbook, with a dashboard that shows income, net profit and your average booking.

Excel
$9.60$12Instant download
Rental Property Income & Expense Tracker — printable preview

Rental Property Income & Expense Tracker

Know which rental actually makes money. Log rent, fees and every expense by property and watch real cash flow, annual rent roll and expense ratio calculate themselves.

Excel
$11.20$14Instant download
Salon Booth Renter Income Tracker — printable preview

Salon Booth Renter Income Tracker

Built for chair and booth renters — track every appointment, tip, retail sale and booth-rent cost in one workbook, with a dashboard that shows real take-home after rent and product.

Excel
$9.60$12Instant download
Ultimate Small-Business Spreadsheet Vault — 14 Finance & Bookkeeping Workbooks — printable preview

Ultimate Small-Business Spreadsheet Vault — 14 Finance & Bookkeeping Workbooks

Every finance and bookkeeping spreadsheet we make in one vault — 14 ready-to-use workbooks for freelancers, side hustles and small businesses. Track income, expenses, taxes, debt, savings and profit in Excel or Google Sheets, no plugins.

Excel
$47.96$59.95Instant download
Zero-Based Budget Master Spreadsheet — printable preview

Zero-Based Budget Master Spreadsheet

The complete zero-based budgeting system in Excel and Google Sheets. Every dollar assigned, every category tracked, with automatic surplus/deficit calculation and savings rate display.

Excel
$9.60$12Instant download
Annual Budget Spreadsheet — printable preview

Annual Budget Spreadsheet

See your whole year on one page in Excel & Google Sheets — every category down the side, all twelve months across the top, with a per-row Annual Total and a Dashboard that shows income, expenses, net and your savings rate.

Excel
$7.96$9.95Instant download
Charitable Donation & Giving Tracker — printable preview

Charitable Donation & Giving Tracker

Track charitable donations for tax time in Excel & Google Sheets — the Dashboard totals your giving, tax-deductible amount and gifts by type.

Excel
$6.36$7.95Instant download
Construction Budget Spreadsheet — printable preview

Construction Budget Spreadsheet

Keep a build or renovation on budget in Google Sheets & Excel — set a budget for every phase, log each invoice, and the Dashboard shows total spent, what's left and the phases eating the most.

Excel
$10.36$12.95Instant download
Couples Budget Spreadsheet — printable preview

Couples Budget Spreadsheet

Budget together in Google Sheets & Excel — track both incomes, every shared bill and who paid, and the Dashboard splits it 50/50 and shows exactly who owes whom this month.

Excel
$7.96$9.95Instant download
Debt Payoff Accelerator Spreadsheet — printable preview

Debt Payoff Accelerator Spreadsheet

Compare snowball vs avalanche strategies, track every payment, and see your debt-free date with automatic projections.

Excel
$9.60$12Instant download
Grant Budget Spreadsheet — printable preview

Grant Budget Spreadsheet

Build a funder-ready grant proposal or award budget in Excel & Google Sheets — federal-style line items, a matching/in-kind column, and every category percentage (including indirect as a % of direct) calculated for you.

Excel
$9.56$11.95Instant download
Free guides

Get your money organised

Plain-English money guides — budgeting methods, sinking funds, emergency funds and debt payoff — no jargon, no judgement.

Zero-Based Budgeting: How to Give Every Dollar a JobA practical, step-by-step guide to zero-based budgeting — how it works, how to set it up in a spreadsheet, and how to stick with it past month one.Sinking Funds Explained: Stop Getting Blindsided by Big ExpensesSinking funds, explained: how to plan for car repairs, holidays and annual bills. Which categories to set up first and how to size each one.How to Build an Emergency Fund (Even on a Tight Budget)An emergency fund turns a crisis into an inconvenience. Here is how much to save, where to keep it, and how to build one steadily even when money is tight.Debt Snowball vs Avalanche: Which Payoff Method Actually Works?Snowball pays the smallest balance first; avalanche pays the highest interest rate first. Here is how each works, the real trade-off, and how to choose.How to Track Etsy Shop Profit (Not Just Sales)Most Etsy sellers know their revenue but not their profit. Here is how to track fees, shipping and materials so you know what each order actually earns.Weekly Meal Planning That Saves Money (and Sanity)A simple weekly meal-planning system that cuts food waste, lowers the grocery bill and ends the daily what-is-for-dinner stress — with a repeatable routine.

See your whole money picture in one sheet

Budget, bills, debt and net worth — the formulas do the math, you just fill in the numbers. Google Sheets, Excel or printed. Buy once, keep forever.

Shop the budget tools

Frequently asked questions

What budget templates do you offer?
Budget spreadsheets and trackers, including monthly budgets and savings and debt trackers, for Google Sheets and Excel.
Do they work in Google Sheets and Excel?
Yes, every spreadsheet works in both Google Sheets and Microsoft Excel.
Is there a free budget tool?
Yes, a free budget calculator including a 50/30/20 split, plus free savings and bill trackers.
Do they use the 50/30/20 budgeting method?
Several do, and others are fully customisable to whatever budgeting method you prefer.
Is it a one-time purchase with no subscription?
Yes, buy once, download instantly, and keep it forever. No subscription.
How do I get the file after buying?
Instantly, you get a download link right after checkout, with guest checkout available.