Free calculator + done-for-you spreadsheet
Free 50/30/20 Budget Template
The simplest budget there is — split your take-home pay 50% needs, 30% wants, 20% savings. Get your split free in the calculator, then track it in the spreadsheet.
What a 50/30/20 budget needs
- 50% needs — rent, utilities, groceries, transport, insurance
- 30% wants — dining, subscriptions, hobbies, travel
- 20% savings and extra debt payments
- Real dollar targets from your income
- Category tracking against each bucket
Done for you
The 50/30/20 Budget Spreadsheet
Everything above, built and calculating automatically — in Google Sheets & Excel. Buy once, no subscription. The free calculator is a great start; this does the whole 50/30/20 budget for you.
Try the free budget calculator
See your numbers in seconds and download a printable budget worksheet — free, no signup, right in your browser.
Open the free calculator50/30/20 Budget Template — frequently asked questions
- Is the 50/30/20 budget template free?
- Yes — the budget calculator is 100% free with no sign-up, and you can download a printable budget worksheet. For a done-for-you 50/30/20 budget that does the math automatically, the premium spreadsheet is a one-time purchase, no subscription.
- What should a 50/30/20 budget include?
- 50% needs — rent, utilities, groceries, transport, insurance; 30% wants — dining, subscriptions, hobbies, travel; 20% savings and extra debt payments; Real dollar targets from your income.
- Does it work in Google Sheets and Excel?
- Yes — the spreadsheet opens in Google Sheets, Microsoft Excel, LibreOffice and Numbers, with all the formulas intact. No plugins.
- Do I need an account?
- No — the free calculator runs in your browser, and the spreadsheet is a one-time download you keep forever. No subscription.