Is the annual budget template free?

Yes — the budget calculator is 100% free with no sign-up, and you can download a printable budget worksheet. For a done-for-you annual budget that does the math automatically, the premium spreadsheet is a one-time purchase, no subscription.

What should a annual budget include?

Every category across all 12 months; An annual total for each category; Income and expense sections, each with a total; Net surplus for the year + your savings rate.

Does it work in Google Sheets and Excel?

Yes — the spreadsheet opens in Google Sheets, Microsoft Excel, LibreOffice and Numbers, with all the formulas intact. No plugins.

Do I need an account?

No — the free calculator runs in your browser, and the spreadsheet is a one-time download you keep forever. No subscription.

Free calculator + done-for-you spreadsheet

Free Annual Budget Template

A year-at-a-glance budget — every category across all 12 months, annual totals, and your net and savings rate for the whole year.

Free budget calculator Other budgets

What a annual budget needs

Every category across all 12 months
An annual total for each category
Income and expense sections, each with a total
Net surplus for the year + your savings rate
Your biggest categories, surfaced for you

Annual Budget Spreadsheet

See your whole year on one page in Excel & Google Sheets — every category down the side, all twelve months across the top, with a per-row Annual Total and a Dashboard that shows income, expenses, net and your savings rate.

Excel

$7.96$9.95Instant download

Done for you

The Annual Budget Spreadsheet

Everything above, built and calculating automatically — in Google Sheets & Excel. Buy once, no subscription. The free calculator is a great start; this does the whole annual budget for you.

Try the free budget calculator

See your numbers in seconds and download a printable budget worksheet — free, no signup, right in your browser.

Open the free calculator

Annual Budget Template — frequently asked questions

Is the annual budget template free?: Yes — the budget calculator is 100% free with no sign-up, and you can download a printable budget worksheet. For a done-for-you annual budget that does the math automatically, the premium spreadsheet is a one-time purchase, no subscription.
What should a annual budget include?: Every category across all 12 months; An annual total for each category; Income and expense sections, each with a total; Net surplus for the year + your savings rate.
Does it work in Google Sheets and Excel?: Yes — the spreadsheet opens in Google Sheets, Microsoft Excel, LibreOffice and Numbers, with all the formulas intact. No plugins.
Do I need an account?: No — the free calculator runs in your browser, and the spreadsheet is a one-time download you keep forever. No subscription.