Free calculator + done-for-you spreadsheet
Free Monthly Budget Template
A simple monthly budget — income, expenses by category, and what’s left — that takes minutes to set up and shows exactly where the money goes each month. Start free with the calculator, or grab the done-for-you spreadsheet.
What a monthly budget needs
- Income — every paycheck and side income in one place
- Expenses by category — housing, food, transport, subscriptions and more
- Budgeted vs actual per category, with the difference calculated
- What’s left at the end of the month, at a glance
- A savings line so paying yourself first is built in
Done for you
The Monthly Budget Spreadsheet
Everything above, built and calculating automatically — in Google Sheets & Excel. Buy once, no subscription. The free calculator is a great start; this does the whole monthly budget for you.
Try the free budget calculator
See your numbers in seconds and download a printable budget worksheet — free, no signup, right in your browser.
Open the free calculatorMonthly Budget Template — frequently asked questions
- Is the monthly budget template free?
- Yes — the budget calculator is 100% free with no sign-up, and you can download a printable budget worksheet. For a done-for-you monthly budget that does the math automatically, the premium spreadsheet is a one-time purchase, no subscription.
- What should a monthly budget include?
- Income — every paycheck and side income in one place; Expenses by category — housing, food, transport, subscriptions and more; Budgeted vs actual per category, with the difference calculated; What’s left at the end of the month, at a glance.
- Does it work in Google Sheets and Excel?
- Yes — the spreadsheet opens in Google Sheets, Microsoft Excel, LibreOffice and Numbers, with all the formulas intact. No plugins.
- Do I need an account?
- No — the free calculator runs in your browser, and the spreadsheet is a one-time download you keep forever. No subscription.