OmniAura Digital Finance Team
Hand-built in Excel & Google Sheets
Zero-Based Budget Master Spreadsheet
The complete zero-based budgeting system in Excel and Google Sheets. Every dollar assigned, every category tracked, with automatic surplus/deficit calculation and savings rate display.
Instant download · yours forever · Apple Pay, Google Pay & cards
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If anything's wrong with your files, just reply to your receipt and we'll fix it or refund you. No hassle. And nothing here auto-renews — buy once, keep forever.
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OmniAura Digital Finance Team
Hand-built in Excel & Google Sheets
Save with the Finance Starter Bundle
Get this plus more in one download — buy once, no subscription required.
How delivery works
Complete checkout
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Instant access
Your download link appears immediately on the confirmation page.
Download & use
Open in your preferred app and start using right away.
What this does for you
Stop wondering where your money goes.
Who it's for: Anyone who wants to take control of their monthly cash flow
About this product
Every dollar gets a job — and the math enforces it. This isn't another envelope tracker; it's a zero-based budgeting engine with four linked sheets, 18 budget categories, conditional over-budget flags, a sinking-fund planner for irregular expenses, and a debt payoff tracker that calculates interest cost per debt. Works identically in Excel 2016+ and Google Sheets — share with a partner, edit on the go, no plugin required. Designed to take you from "where did my money go?" to a measurable savings rate from your very first month of tracking.
About this item
- Instant digital download — Excel + Google Sheets, delivered the moment checkout completes
- Buy once, keep forever — re-download anytime, no subscription required
- Download links also emailed to you for safe keeping
- Personal-use license — print or use digitally as often as you like
Item details
- Format
- Excel + Google Sheets · XLSX
- Your file
- Zero-Based Budget Master Spreadsheet — Zero Based Budget Master (XLSX) · 17 KB
- Delivery
- Instant download after checkout, plus links emailed to you
- Access
- Lifetime — re-download anytime from your account
- License
- Personal & commercial use — print or use digitally as often as you like
- Updated
- Aug 16, 2026
- Previews
- Real pages from the files you receive — never mockups
- Support
- Support chat + email — real humans, real answers
File types included
Excel (.xlsx)
Microsoft Excel 2016+
Google Sheets
Free with Google account
Software compatibility
✓ No special software required for PDF files. Excel files require Microsoft Excel 2016 or later, or Google Sheets (free).
Reviews
License
Personal & Commercial License
Use in client work, your own products, and personal projects.
Instant download · yours forever · Apple Pay, Google Pay & cards
Secure checkout via Stripe · instant access
Buying a few? Our bundles pack many products into one download at a big discount — buy once, no subscription required.
Shop bundles & saveWhat you're getting
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Instant delivery
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